Weir proposes Tyler a way to take down The House and Lina along with it. Contacting The House as a racer, he enters a race and wins it, despite Lina having rigged the race for profit. Frustrated at the lack of progress, he decides to take matters into his own hands. Six months later, Tyler spots Lina threatening Weir to hand over the casino to The House, a cartel who controls Fortune Valley's underworld. Upon learning that Lina betrayed both of them, Weir protects Tyler from being arrested, planning their revenge. Lina appears, revealing that she set up Tyler and his crew to take the fall for the stolen car and she drives away, leaving them at the mercy of the oncoming police force.
However, as Tyler arrives at the drop point, he finds Rav knocked out. Fixer Lina Navarro ( Dominique Tipper) tasks them with stealing a precious Koenigsegg Regera belonging to Marcus "The Gambler" Weir. Tyler "Ty" Morgan ( Jack Derges), Sean "Mac" McAlister ( David Ajala), Jessica "Jess" Miller ( Jessica Madsen) and mechanic Ravindra "Rav" Chaudhry ( Ramon Tikaram) are part of a crew in Silver Rock, Fortune Valley. Aston Martin, Audi, Buick, Jaguar, Koenigsegg, Land Rover, Mercury, Pagani, and Plymouth make their return after their absence from the 2015 installment, while Alfa Romeo, Infiniti, Mini and Pontiac were added via downloadable content. However, the Subaru BRZ appears in the game. Toyota, Scion and Ferrari are not involved in the game due to licensing issues. Need for Speed: Payback features a total of 74 vehicles with downloadable contents.
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Unlike the 2015 Need for Speed reboot, Payback includes an offline single-player mode. In contrast with the previous game, it also features a 24-hour day-night cycle. It is focused on "action driving" and has three playable characters (each with different sets of skills) working together to pull off action movie-like sequences. Need for Speed Payback is a racing game set in an open world environment of Fortune Valley a fictional version of Las Vegas, Nevada.